I am 23 from Cincinnati, Ohio and currently working in Commercial Real Estate, really enjoying every aspect of it and learning a lot.

The reason is so you are educated on the legal and ethical aspects of selling homes. 

From the podcasts to the blogs to the articles and the forums, there is in-depth information on every aspect of real estate investing.Also, since you're coming back in the game, consider going to a local real estate investment club to network with other real estate investors and professionals. 

You are spot on with the planning aspect for sure.

@Ian I LeinwandFrom a Private Money Portfolio lending aspect you would most likely have (2) options on a (2-4 unit). 1) Rehab/Fix and flip type loan if rehab/repairs are needed >$5k- Depending on experience and Credit, acquisition LTV would be between 85%-95%, estimated Interest Only rate 7.09%--9.99% w/ 1 point for 9 months.  2) Rental Loan (2-4 unit), Depending on Credit, Max 75% LTV (80-85% SFR), Estimated 5/1 ARM rate 7.125% Full AM. or 7.375% Interest Only w/1 point.  

However, my most of my questions are in the funding aspect.

Perhaps the most important aspect of being an agent and investor is keeping the right attitude. 

Hey,So I'm 19 y/o and looking into investing in real estate and I love the aspect of flipping and renting.

However, it still doesn't solve the aspect of how to tie into it, and what the final design may look like. 

Insurance will depend on the type of property, value/price, and certain aspects of it (fireplace, brick vs siding, etc.).