I also am extremely dependable and organized. 

Either you misunderstood what was said, or you are extremely likely to get yourself into all kinds of grief following that line of thinking.   

@Richard Edgar doing a cash out loan on land is EXTREMELY hard...I might even say impossible...but I can't speak for every lender in the country on this though. 

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

At current rates, it would be extremely difficult to have maximum leverage and have any property pay for itself through normal rental income. 

Now if your going to say well you can always do creative financing and get seller financing well yea I guess I could, but I think that would be extremely difficult for me seeing as I have no track record and the seller would be less likely to do that considering that I can't demonstrate that I have a history in the business of honoring my deals.

Wow that was extremely helpful!

Primes setup makes it extremely difficult to access capital from lenders.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

As someone that's traveled (13 year Army veteran), I saw the value and still think prices here are extremely reasonable for all the natural beauty and access to amenities.Interest rates have priced a lot of first time home buyers out of the markets.