If you can't afford to hold the property and ride out a downturn, then it probably doesn't make sense to do it.

It's been an  amazing and wild ride, but I've noticed another trend emerging as the residential market is starting to slow a little. 

Hey Tony, Welcome and get ready for a wild and addictive ride.

Ask if there's grounds to deny bus rides or make them get off at a different stop. 

I was fortunate to buy my first place in 2015 when the market was just starting to pick up and could ride the appreciation train.  

Just ride it out with the late fees.

Just be aware that with the ACV form, claims may not be covered to 100% of your cost.Example - you have a 15 year old roof with 30 year shingles that is damaged by hail and you need to replace it. 

The $3,000 in unrecorded fees were incurred when the borrower's wife took a number of ambulance rides over the years without paying.Our attorney assured us that this was illegal and that we wouldn't have to pay these.

I am happy renting an apartment for $3000 now, with around 10 minutes bike ride to work.My question is: would you recommend me to:1. buy a single family home in South San Jose, drive an hour to work every day.

I am happy renting an apartment for $3000 now, with around 10 minutes bike ride to work.My question is: would you recommend me to:1. buy a single family home in South San Jose, drive an hour to work every day.