An ALTA survey is typically another tool that reveals flood plains/zones.

If you had taken note of the foreclosure and financial instability these would have served notice as to instability in other of their dealings as has been revealed.

Neither of those puts you in a good position,  so maybe you draft a fresh check for that same amount; you might choose to back date it as well.

Fresh into the game of REI.

I think the key to passing is cram your classes into the shortest period of time possible, and once you are done with all your pre-license classes (90hrs) take your tests right away while information is still fresh. 

I have no interest, nor see the need, in revealing every penny of asset and liability I have for a potential loan with I the rate and origination fee I am paying-unless I totally misunderstand the way HML;s work.

They are usually fresh out of college with lots of debt--- that means they can't afford a mortgage.- Why buy a house you have to all the work on yourself (mowing the lawn, watering the grass, etc) when you could live in an apartment building with an on-call maintenance man to do the work?

(I'm not revealing the name of my software - or promoting it - so that I don't violate forum policies or appear to be promoting my product.

And if you do another sub2 to sell, the chance is much less because you have no name on mortgage, otherwise you will be in trouble of fraud if you don’t reveal it to end buyer.

@Thomas Waski Family members who live out of the area and not interested in spiffing up the place, reveal themselves with poor photos and uninformative descriptions.