I would not advise you to pursue a house hack that you cannot afford without a tenant, due to the nature that it will certainly take time and mistakes for your first rental to stabilize. 

There is some repeated confusion around this topic because pretty much all of the main servicing companies that service DSCR Loans are prone to mistakes - and sometimes accidentally report it. 

@Lenza M. made a mistake in using the word scam, but was big enough to make an apology. 

Quote from @Mike Bayer: We will be selling the house Ope, please disregard my earlier post then, I mistakingly assumed it was a property to rent.

Then tell the agent to run comps for ARV based on updates you do.And you also said you can't afford to lose $20-30k, the most seasoned flippers/investors lose money all the time, and ultimately that is part of your education costs, hopefully you don't make any costly mistakes, but you have to run your numbers well enough to make sure there is some 'ooops' fund to help shield you from that.As for comps, typically, appraisers want them to be in the same neighborhood, within 15% same square footage, same # beds/baths and age.

A common mistake made by buyers of vacant land is that they "know" where the property lines are. 

Think my 4 plex has tenants that lived there 10 years :) from prior owner . let me know if further questions be glad help anyone from my 3 year experience down there so that maybe you don't make my mistakes.  

Don't be too hard on yourself if and when you make mistakes, which you will do.Failure and mistakes are our best teachers as long as we learn from them.

It sounds like an honest mistake was made years ago and most people when confronted with this type of situation are reasonable and will sign whatever is needed to correct it. 

What was your biggest mistake when choosing a market?