-repairs and cap-ex can be the most challenging aspect for new investors, there are no standard rates that will work across the board. $200/mo is a safe bet for a SF of this size for cap-ex, and your repair estimate looks ok.

My numerous attempts to speak with you have been ignored until now that I have chosen to share my experience publicly I still have all the receipts of everything that transpired and my numerous attempts to reach you.I really hope as a business owner, you do a better job at overseeing what is happening within your business and show you actually care when your business is not upholding the standards that were promised.

I’m an STR for 17 listings in San Antonio and you gotta compete, especially if you’re getting a standard 3/2 house.  

That will help you remove what’s left on credit and make room to use portfolio/standard or DSCR.When you are not using a local bank or credit union you are going to have to pay the typical origination fee's or points.

There standards for purchasing are higher than most in the industryYour investment fee is refunded upon your first dealThey teach you 10% of the industry, how to broker for them which is understandableBut they are real and so is the Money

You are correct, All of the standard Market companies I contacted would not write the coverage with an open loss.  

They are very standard. 

Quote from @Mary Joe: As long as you have justification and you apply the standard equally to all applicants, you should be fine. 1.

Such a reminder that these rules are not the standard for investing.

All standard stuff.