There are a lot of factors out there but savings is a lifestyle and some people are just incapable making sound financial decisions. 

Amenities, stay fees, wow factor, location, and unit price are only part of the equation.

Assuming that doesn't include any mortgage pay down, you need to factor in capital gains taxes. 

The ordinance itself says it is intended to "protect residential integrity."

The ideal asset allocation for someone in your financial position depends on various factors, including your age, risk tolerance, retirement goals, and current lifestyle.

I think theres a difference between integrity/honesty   and transparency/vulnerability

For example, have you had to incorporate other softwares/integrations to solve a "problem"?

Timely payments are one of the largest factors in a credit score and if he hasn't had late payments since then, his score would continuously improve.

The most major factor in most markets is affordability.

is there a particular formula that takes all manner of factors, (employment growth, corporation development news, barrier to entry, rental rates, wage growth, etc) into account and spits out an "invest in city X" answer?