My favorite real estate trainer is Mike Jake in the springs.  

In fact the Obama administration just said last week  something ambiguously implying we should backstop Greece and the Euro as if in it's our economic best interests to keep this failed experiment known as the EU solvent.  

@Laura Turner suggest you complete your profile, including photo, in order to get more and better responses.I've completed many deals without insurance on the front end, sometimes called "table deals" implying they were negotiated at the kitchen table or such.

So, I was not inferring, implying or in no way trying to say there was free trash pick for rentals ...simply was not relevant to the conversation. 

Rico is the trainer at Santa Monica and he is very knowledgeable and makes the classes entertaining.  

They don't like to see any cash back to the buyer because that implies too them an inflated Price for the property.

I wasn't implying that making money wasn't promoting social goodness, sorry if my post came across that way.

Is this implying that these markets are now greater in supply than demand and are thus reducing in value?

As a male (as your name implies) you may be able to exploit some gender bias due to most closers being female, however, my experience has been that generally women are often more effective closers due to their natural ability to multitask.  

Were you implying your realtor wanted you to put new cabinets in so he could earn an extra 3% on the difference if you didn't have cabinets?