I imagine there are some people on here that have used small business loans for this type of business or any business in general starting out.

Thanks for the information.

thanks for that shout out @Bill B.. 

Thanks for the replies.

I use Rentredi.I also use Paypal, Zelle, Venmo.I make it as easy as possible for people to give me money.I track it all in a spreadsheet for many properties.

Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes. 

I'm always down for coffee.

Since you're in West Palm Beach, you’re in a strong market for both flips and rentals.

I talked to my property manager that manages a number of straight rentals for us and she was not familiar with  Pad Split. 

So if your parents paid $40,000 for the property and today it's worth $500,000....your basis "value" in the property will be their 40,000.