There are exceptions, but start with that :)Good luck and take care of yourself!

No exceptions.

Ceilings need to go too, but floors are fine except for a few problem spots. 5,000 sq ft.  6 kitchens, 6 baths, and about 35 total rooms, closets, hallways, etc. 

Many exceptional. 

Rarely, RARELY is it "investing", like less than 5% exceptionally rarely.When you are a Landlord Ryan, you are operating a Residency Business.

In Florida, the answer is yes, though there is an exception if the property owner hires onsite managers at an apartment. 

YOU and YOUR loved ones, are not immune, my friend... and I truly hope you can open your eyes to this.Sober living is a vital resource for people trying to recover.

I did nothing except supply the lot and money.

Nobody knows lead conversion rates, except maybe the company who is converting them. 

its hard to think if it was a normal 30 or 45 day rate lock lock that the process is taking that long to where you would need to extend. i was trying to catch up on previous responses, but it sounds like the cap at the 66% LTV was to keep the DSCR ratio's in line to keep the original terms the same. i do agree with a previous comment that 1.5 bps a day is very reasonable for extensions. most non-qm lenders will except an appraisal from another company and transfer it over. however most lenders (if they are sticking with the same company) will not usually allow a 2nd appraisal, so they might be sending elsewhere anyway. hope this helps