It does sounds unusual since tax transcripts aren't typically required for DSCR loans.

If you aren't comfortable providing the information, then simply tell the tenant you can't provide a reference....that also speaks volumes.

I don't reward thieves by handing them more money, but that may be the right answer for you since you aren't sure how to move forward.In the future, you should consider hiring a professional property manager.

It is precisely because of mentoring programs that teach strategies and techniques to people who do not have any grasp of the three afore mentioned fundamentals that we have such a mess with “wholesaling” and “subject to” that governmental authorities are figuring ways to heavily regulate or outright ban these activities in the residential real estate field. 

I have used Cost Segregation Authority many times for my clients with great results. 

I currently live in Silicon Valley but house prices aren't feasible for me here.

Though CA authorities keep limiting the interest of such projects, I can still see interest in these projects based on the interconnection queues - still new ones are being added to study despite the increased cost and reduced revenue.You also make a great point regarding < 500kW systems.

And out of that 5% there aren't really many options that are in solid locations and well taken care of (or at the very least built as multi family).

I just raised our rates for 2025 and we have about 25 days booked for next season.Our property values are outta sight but there aren't as many STRs as in the Smokies for example.

It can be complicated with the 5 communities that can join the Boulder Lake Club and homes in Split Rock that aren't actually in a HOA.