For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

Besides everything mentioned above, the finishes can have an impact on pricing:Granite countertops, flooring type, who new everything is, etc.

Hi @Henrique Dantas have you been able to verify the points you mentioned above from a bank?

@William CoetIt's much easier to raise capital from investors, especially foreign investors, when you mention cities like NY, Miami, LA.

Your cash flow will be a lot higher while your tenants pay off your mortgages, not to mention the mortgage interest tax write off so your rental income is tax free.

Request repair requests in written form even though they may mention in passing and you are next door just so you don't lose track of things.

as an example, lets say a lender gave you an 80% loan to buy the land PLUS 100% of the cost to build the property on it in the form of draws... theoretically you'd be walking away with MORE than 100% financing. its just done in a round about way, and you would still need to bring in some "skin" as @Brandon Croucier mentioned. 

I don't understand why you mention them "calling the note".

I acknowledged avoiding personal days, but neglected to mention the 14 day rule.

You're in San Francisco and I'm a local in the area that Conner mentioned.