Here is a breakdown of what it looks like when a borrower chooses lower points or a lower note rate.As a disclaimer, this blog post is meant to show borrowers the options they have and not direct them in a certain way.

Read books and blog posts here on BiggerPockets and save yourself the money

Blogs and youtube videos are not legal experts and CPAs who do this for a living.

@Justin K.Welcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

@Brittaney Krischke - Go through all this and you'll be an expert wholesaler at the end (in theory; the practice is a whole different story):https://www.biggerpockets.com/blogs/7276/47735-the-ethics-of-wholesalinghttps://www.biggerpockets.com/blogs/5101/47691-wholesaling-tips-with-tic-tac-toehttps://www.biggerpockets.com/blogs/5101/47552-wholesalinghttps://www.biggerpockets.com/forums/517/topics/345427-white-paper-wholesaling-101-direct-mail-based-on-bp-postshttps://www.biggerpockets.com/blogs/6539/44228-wholesaling-is-illegal---no-really-it-is--at-least-in-my-statehttps://www.biggerpockets.com/blogs/4430/54368-guide-to-automatically-wholesaling-over-20-deals-a-monthhttps://www.biggerpockets.com/renewsblog/2009/12/17/wholesaling-houses-faq/https://www.biggerpockets.com/renewsblog/answers-top-5-questions-asked-aspiring-wholesalers/https://www.biggerpockets.com/forums/12/topics/586478-questions-to-ask-a-lawyer-before-wholesalinghttps://www.biggerpockets.com/renewsblog/2009/11/26/10-questions-investors-adding-wholesale-buyers-list/https://www.biggerpockets.com/forums/12/topics/588362-questions-to-ask-potential-sellers-for-a-wholesale-dealhttps://www.biggerpockets.com/renewsblog/2009/06/24/answer-subjectto-questions/https://www.biggerpockets.com/forums/93/topics/590614-what-are-the-top-key-questions-to-ask-seller-when-contactedhttps://www.biggerpockets.com/renewsblog/2008/07/30/the-single-most-important-question-to-ask-when-negotiating-with-a-seller/https://www.biggerpockets.com/forums/93/topics/588666-have-questions-on-wholesalehttps://www.biggerpockets.com/forums/93/topics/595659-wholesaling-advice-and-questionshttps://www.biggerpockets.com/forums/93/topics/601390-rei-questions-for-wholesalerhttps://www.biggerpockets.com/renewsblog/wholesaling-questions-answered/https://www.biggerpockets.com/renewsblog/2015/05/12/questions-about-closing-wholesaling-deal-get-answers/https://www.biggerpockets.com/forums/93/topics/591896-so-many-questions-about-wholesalinghttps://www.biggerpockets.com/forums/517/topics/595564-ask-me-about-multi-touch-direct-mail-campaignshttps://www.biggerpockets.com/forums/93/topics/603653-lots-of-random-wholesaling-questions-from-a-newbiehttps://www.biggerpockets.com/forums/517/topics/602974-138-leads-in-28-days-in-the-houston-texas-area-ask-me-anythinghttps://www.biggerpockets.com/forums/585/topics/608176-probate-leads-how-to-find-them

The Afford Anything blog also has some good articles for analyzing rental revenues for SFHs (and I think there may be a triplex in there, too).Also, there are a lot of people who will tell you "yes, leverage yourself to the max to get into more deals!"

I recently wrote a blog post related to this https://www.biggerpockets.com/renewsblog/do-the-ri... and have another one coming about my One Email Wonder process.Even if you have cash the attorney work might linger depending on their workload. 

Sell them now.After you read some more books, blogs, videos, whatever, and get a better feel for finding below market properties, then you can start to think about getting into a house again.

@William PrattWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

After reading blogs and peoples story and watching loads of fixer upper shows i really want to get into investing.