
22 April 2020 | 9 replies
Please note that per the multiple loan rules, the amount of the loan must be reduced by the highest outstanding balance of any other 401k participant loan over the prior 12 months (regardless of whether such other loan is currently outstanding).Monthly or Quarterly Payments: The loan must be paid back in equal monthly or quarterly payments of principal and interest.Interest Rate: The interest rate is equal to prime plus 1% (or CD rate plus 2%) and is a fixed rate that is set at the time that the loan is taken.Term of the Loan: Five-year term unless the proceeds of the loan are used to purchase a primary residence in which case the term of the loan may be up to 30 years.First Payment: For monthly payments, the first payment that would otherwise be due is delayed until January 2021 (e.g. if the first monthly payment would have been due on May 15, 2020, it will be due on January 15, 2021).For quarterly payments, the first payment that would otherwise be due is delayed until the first quarter of 2021 (e.g. if the first quarterly payment would have been due on May 15, 2020, it will be due on February 15, 2021).EXISTING LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.If you meet the above conditions:You may delay making any 401k loan payments due between 3/27/2020 and 12/31/2020.

18 April 2020 | 44 replies
but this doesn't reflect the garbage quarter(s) yet to be reported?

3 April 2020 | 1 reply
“If the recession doesn’t clearly start in the first quarter of 2020, I think it will certainly begin the first quarter of 2021.”

8 April 2020 | 7 replies
Your investments will do best if you are on site reasonably regularly: quarterly or semi-annually.

7 April 2020 | 4 replies
Ours are all remote properties so our managers go thru once a quarter to do a walk thru.

13 February 2020 | 2 replies
@Shane Elias-Calles I'll give a few that will be close to Grapevine and one that meets there - but the one that meets there only meets there once per quarter.

15 February 2020 | 9 replies
Excellent service at reasonable cost, and they offer monthly and quarterly service plans.

17 February 2020 | 6 replies
The cash flow from the deal should be monthly (some syndicators issue quarterly distributions) and there is typically a greater pay out at either a refinance or sale of the asset.

18 February 2020 | 4 replies
Your expenses are way off you’ll be lucky to get 200 bucks a month in that and you’ll be a quarter million deep into that place .

7 March 2020 | 24 replies
I think we can handle several quarter and half percentage increases, but I think getting back to the 5.5% of the early 2000's is out of the question.