But the demand (particularly shoulder seasons) seems quite rough. 

As for vacancy, I would expect a tourist lake to be slammed from Memorial thru Labor Day with a bit of a shoulder season on each end, and not much else in between,  

Yes, technically I'm suppose to pay a team of accountants millions of dollars to manage my small-*** business, a team of super duper lawyers to watch over my shoulders, and bow down to the almighty IRS and pray to it every morning. 

And than get bored and toss em over the shoulder to keep digging through the trash heap for the next shinny new thing. ai will expand wildly, than half if not 3/4 of it will be tossed out, leaving what truly works and is of positive benefit, to become fully integrated. 2 steps up, 1 down. 

You only have to look over your shoulder and worry when you do something wrong.  

Because we are shouldering the risk, we require a substantial down payment and interest rate from our end buyer.

I want to go in with a good head on my shoulders and a plan!

A winter rental might run $1800/month where that same property might run $1800/week in the peak season (mid-summer) and about $1600/week in the "shoulder" seasons (late spring and early fall).There are parts of the Cape where there are a lot of year-round residents too. 

My question is their any construction loans that would require them to shoulder more of the risk?

By shouldering this responsibility, tenants become more conscious of their usage and may work together to use less.4.