Business credit allows a company to borrow money that can be used to purchase products or services.

I did check up on DLP ( goggle search)  because this peaked my interest .. they have large Internet presence.. they are a brick and mortar RE brokerage with about 30 agents then they also have a Hard money company.. and it looks like they just decided to add this JV product to their menu...

I do like Ring as well, but to my knowledge their product line is fairly limited compared to other whole home security systems.

Obviously people can get deals done with little or no money down but as a new investor I think your time is better spent getting your financial house in order so that when you go to a bank with a deal you are coming from a position of strength.I kind of chuckle when I see folks who have poor credit scores, no money saved and are looking for advice on markets to invest in. 

The past couple of years as L3Harris has begun to move production/engineering from California to the area (cost cutting measure, not political), we have been seeing 10% appreciation yoy or so. 

Those normally always end in evictions if you screened poorly.

If you don't replace items frequently, the quality of your product decreases quickly.As for insurance, I truly haven't experienced this phenomenon. 

These programs often offer their own lenders, managers, builders, etc, most of which range from poor at their jobs, to completely shady.

The product is the best in the industry and is worth way more than the investment.

Unless you are a veteran or using a DPA program all loan products require some skin in the game (down payment) and that is how most people start their portfolios.