It just seems that with all the work and risk involved in finding your own property, managing contractors, and then finding and managing the property manager, the return on the SFR investment should be signifcantly higher than the syndication. 

Also, the costs involved.

However, it’s important to clarify the reasoning behind this shortened lease term to ensure both parties are on the same page, as it could lead to confusion later.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

She says she notices it in bed and has to put the bed a certain way (like with head on higher part).This doesn't seem to be enough of a problem where any part is unlivable or that requires immediate attention, but the main jist of this post is, where would I start or what type of business or contractor could I start with to find out about this?

But you'd have to be quite involved initially, especially to get access to better SBA lending. 

Sorry to be a little late to the party, but I am not clear on what exactly you want to do.Do you want to separate the first floor from the basement and then use the basement for a crash pad for when you visit?

The repair work will likely involve the removal of drywall in order toperform repairs.

If so, would both borrower and lender be charged the same or just one party?  

We're involved in a curriculum right now, and are also reading a bunch of books and binging on Bigger Pockets podcasts.