I think I posted this somewhere before but the best place to get a free credit report with no scams is http://www.AnnualCreditReport.com this is the official site and is government sponsored.

More than 2/3 of Americans believe we are in a recession or will be in recession in 2008:http://online.wsj.com/article/SB118600572789185278.htmlIt will be some time before it is "officially" declared but I'd say we are in it right now.

Yes, there is a major housing shortage because the university is expanding, but the SLO city officials don't want any more housing to be built.

We need more votes to stay there.More important, however, is that people use the social bookmarking sites listed in the announcements on the Dashboard to bookmark the site.

Now I dont care about the money they owe me...its not gonna make me or break me, but I consider it my do gooder service to the world to make it official and on record they screwed me and so perhaps the next LL can view that and think again before buying their hard luck story the way I did...I just wish their last landlord would have done the same.

Lets do it . . . you've been gone for a while now . . . welcome back, officially!

If he is overly aggressive then it will come back as profits.I would be watching Citi Bank's next earnings announcement to judge the whole industry.

Nobody is going to give you any money because you announce that you've got a good idea, with no data to back it up.I am not trying to discourage you.

As we were going through this process, we assumed that we would not be doing a complete re-paint of our home since in the original settlement it only covered affected areas, which is less than 1/3 of the home and our house was painted less than 3.5 years ago with approved colors (we still have the official “approval” from the HOA/Architecture Review Committee).

May be not an official measure, but if you're leveraging, this is the magic number the banks are looking for.