They have helped over 100 people in the past 12 years restore their lives, and reclaim children from foster care, rebuild families, and return to the job market. 

If it's below that, Lowe's and HD have some pretty amazing looking laminate counters that do a really good job mimicking solid.

It's also a bummer to be a creditor to someone who's over leveraged and putting investments on credit cards even if they are interest free for 21 months.I wonder what your reserves are like, both for your investments and for your ability to withstand a loss of a job or income.

It's hard getting to the door knocking while trying to balance my military job, family time, and upkeeping my own house.

**Verify Employment and Income Directly**: Since they might lack a U.S. credit score, contacting their employer directly can help verify their job status and salary.

They also don't get paid until they get you insurance so it's free for you to use until the job gets done.

Lots of growth in both population and jobs and housing.Rentals are a bit tough I think right now for the most part, but I think the market will start to shake out over the next year or two.If you are not a PR or citizen of the US, then you have to decide if you want to use cash, which is probably preferable or use financing. 

Investor needs to do their home work.So, @Hannah Tate, great job asking the community for help.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

2/3 of the units are singles/studios, so generally higher turnover, causing higher fees for clean outs and lease ups, etc, etcRecently had to get a "fire rated" door to the roof replaced from some city inspection, the first  bids were $3800-$4500, but with the right contractors and a little of my own time and motivation, i got the job done for less than $1500 and 12 hours of my time, and it had 2x the fire rating than the city required.