If they insist on taking you to court, get your documentation together, demonstrate the damages they caused, let the court know you offered a full refund, and hope the court has mercy on you and doesn't charge you the full three months.If you want to avoid problems like this in the future, I recommend you start educating yourself on how to follow the law and handle problems.

A positive test however would cause expensive remediation.

There could be 25 different coverage items causing this change in pricing.I have several questions that would need to be answered before I could suggest going through your PM instead of the new agent.1) How did the PM submit signed authorization from you to Hartford take over the Hartford quote without your knowledge?

Words are weapons, contrary opinions and words cause physical and mental abuse that should be responded to with force, need authority to step in to solve problems, everyone needs protection, trust emotions over reason, avoid bad experiences at all costs, the world is black and white battle between good people and evil people (there is no middle ground), etc.

I grew up in the area but do not invest there...what in the world caused you to land on Central IL all the way from Reykjavik/Barcelona?

Which caused lots of guests to pursue extenuating circumstances claims, and a bunch of local hosts had cancellations forced on them by AirBnB. 

And I also did property inspections every 6 months to stay on top of any damage the tenants were causing. 

I have friends drop 40 grand plus making very little cause of major , take years to pay back yet say I dnt see how people drop 30 grand on a program lol.

@Blaise Peterson from a PMC point of view:If the property is vacant, we'd just terminate the contract, because there's nothing really to manage and we don't just want to be used cut the grass.If tenant-occupied, there's a host of liability issues for a PMC if owner hires another agent to list for sale:1) Who knows what transgressions the Owner's agent will cause with the tenant while showing it, possibly resulting in the owner and the PMC getting sued.

TAX CERTS are a bizzness not something you do as a passive investor or someone like me who is busy with their core business.. thankfully it was only 30k All that and the SC Hennepin Decision last year now causing states to re-write their laws so that if an investor does somehow end up converting a lien to a deed, that investor may be liable to tax defaulter for the difference between the lien and market value of the property, Tax Liens seem to be VERY MUCH a place where only the big money, interest investors can make it worthwhile.Fortunately, Texas has "immediate" possession Tax Deeds so we keep our focus there.