Also I was home alone during the kids school hours as I worked from home and my office was to the side of the kitchen.

We have seen double and triple that on the insurance side of things in a year.  

I have a house hack where I live on one side of a house and my tenant lives on the other side without sharing any spaces.

Hi Tyler,We can definitely assist with the refinance on the DSCR side, as our minimum loan amount is $75k.

The latter will typically cost you more, as there are two sets of closing costs and the front side will pass their cost on to you, so you pay twice essentially.

I'm trying to determine which platform I want to use going forward to start this side business.

If your goal for house hacking is not to cashflow immediately it may make sense if you're paying a significantly less amount in mortgage and expenses on your house hack because the other side is effectively helping pay that amount.

A tenant complaining online might indicate that the property manager handled them appropriately, so be sure to ask the manager for their side of the story.7.

Is it on a main road or side street?  

I do intend to keep saving a little on the side for another future purchase but realistically don't see that happening till maybe January?