Can you recommend any investor friendly banks in the area for mortgage and quick refi? 

You have a good amount to plunk into a strong multifamily property in Northern New Jersey, but you will be banking on appreciation more than cash flow.

I am new co-hosting and considering any programs or training to help speed things up and provide any key resources.

Bank came back and said we maxed out our DTI so they only give us 115 grand  and not the whole 250g.

I’m not only working on my case with these buyers and a DeKalb Pastor & Chaplain of DeKalb Sherriff Office on over 2.5M...but this now appears to be related to a HUGE Mortgage Fraud Criminal Ring here in Metro Atlanta with quite a few of confirmed fraudulent documents on many properties as more evidence shows up.Some of the names I have confirmed provided or created fraudulent bank statement, operating agreements and forged QCD docs to obtain mortgages illegally then allow them to foreclose.

Banks typically require 30% down minimum on condo-tels, many banks won't even lend on them (again, not sure about your market). 

I did not care about the interest rate much because I am thinking banking is like a leech sucking up your hard earn money.

Their online banking software is pretty nice though.

Bank/conventional lender.

He's no longer hosting the podcast on BP, but I think his private podcast is more authentic.It's hard to give book recommendations without knowing what you are trying to learn.