Your goals should follow the SMART criteria: specific, measurable, attainable, relevant, and time-bound.

I just finished paying off a bankruptcy from divorce and was feeling pretty good to get a loan for 4.25% in 2019.

The thing that you need to keep in mind is that apples are not always apples when you are comparing properties . . what is the finish level inside each factors into sales price. 

Finishes and design are huge for this level of buyer. 

Once you finish the property who is your target renter?

Now, the current owners spent 30K to finish the basement professionally within the last year.

Hard money construction loan they do not want to foreclose and finish a project. 

They can provide you with a cost estimate and help you plan out the build from start to finish.

The data shows a significant appreciation in larger homes' prices and a notable interest in luxury and new apartments.Invest in substantial renovations with high-quality finishes, modern amenities, and possibly smart home technology to attract the upper-end market.

I know there is a lot of variance, but what would be a good baseline threshold number to compare quotes for building a 5/5 house in Atlanta GA with average finishes nothing fancy?