.- Rental Opportunities: With a rental vacancy rate of 6.0%, there's a reasonable balance between supply and demand in the rental market.

Great leaders understand that their team's strength is key to achieving strategic goals, and they take specific actions to foster trust, collaboration, and resilience.

For the equity they must be able to pull from home value vs mortgage balance.

Before I take on a new client, I always advise them to think through what they want to achieve in terms of tangible (and in-tangible) goals over the next 5-10 years.

The higher the mortgage balance (could be anywhere from $200-$300k+) you could consider taking slightly higher rates for the shorter PPP as refinancing in the future could make more sense than paying down points now with longer PPPs. 

@Jeremi Ramos do an addendum to your PMA that has all the Portfolios and Buildings on it.Be sure to include language though, that allows you to auto-transfer funds between the Portfolios/LLCs to cover your management expenses.Otherwise an owner could screw you on fees by letting portfolios go negative on their balances.

Bank and credit union loans are generally defined as “portfolio lenders,” or lenders that hold the loans on their balance sheets.

However, one deal taught us a harsh lesson about balancing kindness with caution—a deal that nearly ended our business before it truly began.It was the end of our first year, around Thanksgiving, when we received a lead in Massachusetts.

@Monica Mejia, @Christian Ehlers and @Eric Yu offer balanced perspectives here. 

It may require paying down some balances and taking out authorized users