Lending institutions generally use 1.25 DSCR to underwrite. 

I just completed my first cash-out refi of a SFH I bought June 2016 in the suburbs of MA, cashing out $61,000.  

I'm sure other institutions will loan more.I hope that helps a little.

I am currently in my other market MA and RI right now but would be glad to help if needed.

Seattle instituted a law that required landlords to take the first applicant even if a felon or pedophile regardless of your concerns for the safety of you or others.

If not than most states have on the State's State Department Website (or something similarly titled) a list of banking institutions who are legally registered as banks in the state you're in.

Public Real Estate Trust" with an address in the assessors records of PO Box 123 AnyTown, MA.  

I'm from Massachusetts, and I'm specifically interested in land flipping, at least to start - the low barrier to entry, the simplicity (vs rentals), and ability to do it while working a full time job and being a dad makes it appealing to me. 

I enjoy sports, playing guitar, and the beach.I have completed the 135 hour real estate salesperson course through Rockwell Institute, and really felt like I learned a lot.

I recently purchased a multifamily in Somerville, MA, that I'm in the process of fixing.