Can't you get a conventional loan?

It's been disappointing when the fed cuts caused increases in the 5yr rate (that our dscr loans are tied to).

I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.

But if I put the money into buying a house, with the leverage of a mortgage loan, I can still earn about 11% annually on my investment on the appreciation, even though there is no cash received for the rent.

Lets say someone has 190k left on a 2.95% loan for a 220k property.

I just closed a DSCR loan on a Duplex with Total Quality Lending.

I am looking to see if there are ways to get creative with downpayment on commercial loans.

We are getting a loan for between 400k and 500k for 5 years on a property that we are buying for 955k.  

Hard money loans will almost certainly not cover 100% of the property’s purchase price and will require a chunky amount down (eg 20-30%) from you.

@Zach Howard there are a few loan types here in the states for foreign nationals, some that require personal income verification and others that do not.