If you are interested, I can give you some names of companies that can help.  

Thank you so much for your insights, I already have a company in mind but if things go south you may hear from me sooner than not.  

Once you find that company then you have to make sure that your business model aligns with theirs It is very important that you make sure you take the time to interview and have candid conversations with a PM company.

So I'm always able to offer a lower rate and make a decent living without charging points.My final thought, if you want to find the single lowest price in the market, I don't know how many companies you've spoken with, but 5,113 companies reported making residential mortgages in 2023.

I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.

To be honest, I´m in the Maintenance & Construction for corporate businesses for some US companies in Mexico and we do some Real Estate down here also, but it´s way much different than the US, so I have much to learn from a lot of people around here and as @Julio Gonzalez, I think this is pretty much the right pad and place to start and to break my fears to start all over again from scratchAlso, I´ld like to hear more from @Justin Brickman why he voted for his city, pros and cons, it will help to read from a local...As I said before, thank you all guys for taking the time to write in this post and share some experienceDo you plan to owner occupy. $40k will not get you a non owner occupied San Diego property unless you find some unlikely alternate financing.

Then I spoke to a company that does business lines of credit, based on personal FICO scores.

I'm moving because I'm ready for the paid stuff, and Zoho has a whole suite of software (from social media to work flows to appointment scheduling) and they all integrate with each other.

Fast forward to when they were there (but not the designer, she never went and never told me she wouldn't go) I see my card was charged a huge amount, including an additional 5k from her own company, above and beyond the 7.5k I had sent her!!

Nobody wants to be a "GM" in a company of 1, right.