We've been working expired for over a year and I think you would be better going after a geographic farm.

There is so many different things that I want to do but I feel I may be limited because I'm in the military and I'm at the mercy of Uncle Sam when it comes to geographic stability and spare time.

Much whining and complaining later, and many explanations by me about how much it costs to keep the heat at 85 and how no one else in the building complains and they all have the same set up, and one call to the utility company when their CO detector went off (they decided using the gas stove to heat the place was a good alternative) the tenant (who pays their own electric) has purchased space heaters.  

@Kory Thaut thanks for that explanation.

Give your lender a Letter of Explanation and a copy of the withdraw history and the deposit history for the account. 

Caution... you can make 10% with the Norris group right there in LA and have a straight up investment.. this is a scheme and probably one that does not pan out.. just a guess of course.. and your explanation is anything but clear however any risk for 10% is not warranted in my mind

Unlike most geographic areas, the relationship seemed to break down in the 90's.

If the house was gutted and rehabbed I take that into account vs if it wasn't.I know you have to have "hard value" to show your lenders.. but if I was a lender I would rather have numbers and explanations from the guy doing the investing than a piece of paper that you paid $400 from a guy who took an internet class to appraise a property.

Good simple explanation and example of RUBS.http://www.accurateutility.com/rubs.htmlThe beauty of moving to RUBS is the "forced appreciation" w/this move.  

You are looking at older housing stock, and subtle differences within larger geographic areas.