Ideally, I'd love to work with someone who started in the last several years and have scaled their portfolio to 10-20+ units.

Was there any discussion about how to identify ideal areas / markets for this investing strategy? 

The Minimum DSCR loan balance for a single asset is $75,000.Let get in touch tomorrow, I'll call you - a portfolio loan would be ideal, 25% down is ok, I can do that.

However, I'm still open to choosing Columbus Ohio if it's a better investment than the Philadelphia area.My priorities are:- Landlord friendliness (I don't want to get stuck in a location where its hard to get uncooperative tenants out of a property)- Friendlier Short Term Rental laws (AirBNB, etc) - Ideally lower property taxes (Not a huge concern if there isn't a big difference between the two)- Better cash flow (If the different purchase price to cash flow is substantial, I'd want the better cash flowing area)Which between these two regions would you recommend?

Their benefits are incredible – 3 personal deals, rev share, agent attraction, cloud-based flexibility, and 24/7 support make it an ideal choice for me.

I think a short-term fix-and-flip loan would serve you better because, first, the credit requirements are typically lower than a DSCR loan's credit requirements, and fix-and-flip loans will fund a portion of the purchase price as well as some or all of the rehab costs (usually through the draw process).Right now, saving your cash, rebuilding your credit, and finding both a partner (ideally with a higher credit score AND experience) and lender you're comfortable with should be your priorities.

Finding the right time for YOU to invest/househack will come down to your goals (long-term and short), ideal living situation, and more.As far as areas in/around NYC to target for your first househack/investment, there are many areas to recommend.

Loan rate/terms get complex once you hit that 5+ unit property, so you'll ideally want to work with someone who can help on both sides of your plan.I'd also consider MTR as an option for a $70K property.

PropStream scrapes the data from the counties daily so if it's updated, ideally it should land in their database within 24 hours.

This improvement suggests a growing buyer interest and possibly limited inventory, creating favorable conditions for quick turnovers.Toledo OH - RE Analysis (April 2024) - House Sales (1).pdfDemographics and Economic FactorsPopulation and Economic CharacteristicsPopulation Size: With a smaller population of 5,341, 43620 offers less competition in buying and selling, which is beneficial for flippers targeting niche market needs.Income Levels: The lower median household income ($27,442) suggests a demand for affordable, refurbished homes—ideal for flipping projects aimed at cost-sensitive buyers.Housing and Ownership TrendsRenter-Occupied Properties: A high percentage (68%) of renter-occupied properties indicates a transient population, potentially less targeted for flipping.