Consolidating debt is nothing more than a convenience.  

Hello, I have a potential deal that is located in another area and isn't convenient to drive to.

So most people will end up dropping term contract.As to believe that invest the difference and that difference would be their self insurance is a gamble.

Of almost 400 properties that we manage, our average tenancy is almost 4 years, our days on the market are considerably less than most of our competitors, and our average annual maintenance on our homes (including inspections and preventative maintenance) is less than $900/year... that includes all the major maintenance as well (roofs, furnaces, plumbing issues, etc.)It seems that many investors consider property management as just a convenience, but I think that it is much more than that.

As to your comment  Ryan about major markets always seeming to appreciate, I agree but I don't want to gamble on that. 

When you control a property you can then schedule showings and open houses at your convenience.

They were fast and convenient.

I'm so close to the other Mustard Seed that I go there out of convenience.  

The ones that do great are buying deeply discounted properties and adding value or gambling on price appreciation in great RE markets that have benefited from the market rebound following the recession.  

Could you please contact me at your earliest convenience?