That sure is a pretty looking bridge, I hope the local people find it to be a very useful thing.

google "all inclusive Deed of Trust" fantastic CA document we used all the way back in the early 80s If I'm not mistaken though a wrap would require the 2nd buyer to also agree to financing terms; which would be the same as me (the 1st buyer). 

Another would be you are building other units next door/nearby and you can chalk this build up to the "learning curve".I didn't see a CFO on GLH or GLC's website, but I'm sure you have someone doing this type of financial analysis for your developments?

Am I able to do a seller's finance for the remainder 25% with the owner and then do a balloon payment at the end of my term with both the seller and the harmony lender when I flip the property.

I am of the opinion that you'd be better served using that money toward the down payment on a property.

Also being able to write down/document goals I set earlier and see if they are being hit.

I may be misremembering this next part, but I recall one of the RTR podcast episodes where he mentions that RTR keeps all the “10’s” and gives the “9’s, 8’s, and 7’s” to the customers.

If the interest rates go up to around 7% again do the numbers still work for the remainder of the loan? 

The new tenants didn't know how to lite the brand-new stove.

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