Years ago we didn't require it and just recommended it to the tenant, but it's so cheap and gives our insurer something/someone to abrogate against should we have to make a claim that we don't allow it to be optional anymore. 

It's not worth my time to deal with the hassle of conventional loan anymore, so I don't even consider it as an option.

Your post about summarizes what I figured my best options are. 

For larger properties, entertainment options like game rooms or arcade games are often a hit.

We would offer more of a budget-friendly option which could include FB marketplace/goodwill -Manages furnished rentals (STR/MTR) for investors.

Hey Marc - I understand not wanting to pay for plumbing work, but fixing the issue by getting a plumber might be the best option.

The Suburban markets with New construction offering decent builder buy-down rates 5s %, and selling completed inventory homes to investors is an opportunity we’re pointing investors to, as well as Duplexes outside the city, that’s where we’re finding some of the best options to get closest to positive cashflow with 20/25% down.

The real life experience is the best option for learning and gaining the knowledge you need. 

Options are great to have.

I think there’s some sort of option of to do a little refi on both house 1 and 2 and get the money needed to wipe out the line of credit(allowing for bigger flip opportunities, especially if I partner up with someone) and also renovating that garage space with the private investor as long as it is under 1000/month.