She's willing to pay the rent for the next two months to be a PITA, that is her choice.Inform her in writing the need to keep the AC set to a minimum level to protect the health and safety of the property even if she is not living there.

I was just informed by one that the other got into some trouble and there is currently a military protective order against his roommate.

In my eyes I should have not been charge an NSF charge because they did receive funds from me.As of today 10/1/24 I have yet to actually receive that bank transfer. 

Happy to help evaluate this opportunity if you want an extra set of eyes. 

If I had to choose, I would lean towards option 1, I like the idea of having a dedicated person that at least knows my name and is familiar with my properties and can help "keep an eye on them".

or is it still possible to transfer the home to an LLC for asset protection with a quit claim?   

I've done that in 2-3 of the spots I have STRs in, with that said it made me learn some different areas I needed to protect myself in once I got in contact with the operators. 

If not, at least protect your friends and family like other lenders would want to be protected.

That MMLLC would be a Wyoming LP to keep some ammoenimitty and another layer of protection for the llcs that own the properties.  

Partner with a friend to protect both interests, create an Operating Agreement, and focus on saving and preparing for the down payment and reserves.