You’re going to be personally sued no matter the cause of the loss.

You'll never get the confidence to invest from another person or guru.

@Reyna AyalaI personally feel this is overkill.

No problem, I had cash from a refi, a HELOC, and a personal LOC.

I would be happy to discuss structure and feasibility as well as insight into my personal finances/personal stake into a deal with serious lenders/prospects.Even if you are reading this post and are not a lender but have valuable insight or experience with flips in Charlotte's market, please don't hesitate reaching out.

This could give you the cash you need for the purchase and also eliminate your personal guarantee for the loans.

That could be a PM or you can hire a person to work full time for you. 

Account Closed It will only show on your credit report if the person who is holding the notes goes to a servicing company so it is recorded.

I've done this personally and have helped a bunch of other investors do the same.

To a point made by another person who commented, you may be able to have a lender do a 'one-off' portfolio loan at a 95% LTV if they trust you enough . good luck.