So are you looking for a lender to refinance out of the owner financed note, or are you looking for a lender who will lend your downpayment behind the owner financing?

They’re “meaner” than me so they charge late fees (I get 1/2), file pay or quits, and increase rents faster and further than I would.

Get out of your comfort zone.

Hello allVery excited to get to be a part of this community and connect with you all.I am an up and coming real estate investor.

These individuals are highly experienced in the art of debt brokerage, and are capable of marketing their own loans (regardless of loan size).

Our Goal - buy this property with little money out of pocket.

However, if you learn the different options available and then figure out what they really want, you can often negotiate a killer deal.

Her credit isn't the greatest, but she's super sweet and a hard worker, so you are certain it will work out.

Best of luck to you!

You may be required to make estimated tax payments when the property sells.It depends on what your 2024 total taxes due were and 2025 estimated total taxes / withholding / estimated payments are.If you pay in atleast 90% of the current year tax or 100% / 110%(Depending on 2024 income), you are normally considered good.You may want to consult with an accountant for more clarification.