It's not so much that he is hard for me to understand, but I think the severity of my situation is hard for him to understand.Come onThe short of it is that my husband has extremely high conflict is extremely money hungry, and it really has nothing better to do with her time.

From what I've read, focusing on equity building would look like building equity in the first property, then once you have some equity built up you can do something like a refi with a cash out, or using the equity as collateral, to put money towards another property, and so on. 

I have no social sphere or contacts family or friends in Oregon (I don’t know anyone besides my fiancée).Goals: continue to have flexible schedule while enjoying what I do (selling real estate) and making good money.

The Retainer Fee is credited towards whatever they buy from us in the 90 days, so in effect, costs them nothing.Note: we're not doing this to make money, but to avoid the time-wasters.

Since this is the tenant's money, I want the bank calculating and holding everything versus storing balances in my spreadsheet.

Yes, you can do DSCR to get your money back.

So $460K-$350K = $110K, it is almost the same as the money I put into this propety. ($42K+$75.6K)=$117K.

Tax free money is huge.I may have 100k of instant equity so I don't care about about tax write offs.

You don't need a lot of money to wholesale.

If you have access to some money you can increase your equity in one jump.