to quote the movie "the rules are more like guide lines anyway".Their value is at the boundaries; being too low or too high and you should pause to ponder "what did I leave out, misunderstand, or is this truly a bad deal" and that's the root of your question.  

@Brian Pulaski Sorry for the misunderstanding.

In fact I'm quite proactive in my efforts to get going.Don't misunderstand, I don't have a problem with work, but I am intrigued by the flexibility offered by this business with my time and schedule (at least that's one of the benefits a lot of people mention on BP).  

@Brandon Turner Seems like a misunderstanding.

I could also be completely misunderstanding the BP posts/comments I've read from other Brad Sumrok Investors and Students, so feel free to correct me if that's the case.

Unless I'm grossly misunderstanding this, wont you have to place a large number of offers onto houses to get a decent quantity that will stick?  

I could be misunderstanding you, but it seems like what you are suggesting is to refi - even at an interest rate of up to 10% because it is costing me so much in opportunity costs.  

If I could have met the seller in person we could have fixed the whole misunderstanding.

It helps get a clear understanding of what expectations are and will help avoid misunderstandings.  

OR you are emotionally fearful, usually do to a misunderstanding or lack of understanding to the actual risk calculation so the default result is to avoid it.