There is absolutely nothing wrong with investing for appreciation, but there are some things you can do to protect yourself better for a worst case scenario.1) First thing you can do is buy a property that cash flows at least $100/mo, this way at least you are not losing money if the property doesn't appreciate.2) Second, you can try to buy a foreclosure and fix it to have some instant equity in the place.

The NACA program isn't designed to be fast or easy, but if you follow the guidelines, you WILL succeed.Lots of people find it very helpful to keep all the relevant documents on a thumb drive so they can instantly resubmit them when the counselor asks.

I can also analyze the price almost instantly with the CRS tool.

Determinations are still subjective but the reference and support material is easier to follow and instantly available.Keep in mind, seller financing in real estate is a very small sliver of Dodd-Frank as it covers a vast area of consumer lending issues, student loans, title loans, credit cards, auto financing, rent-to-own furniture stores, IOW, all consumer lending.

Martinez Millionaire Real Estate Mentor: Investing in Real Estate: A Comprehensive and Detailed Guide to Financial Freedom for Everyone by Russ Whitney Flipping Properties: Generate Instant Cash Profits in Real Estate by William Bronchick

An instant 100% return (the match) is pretty compelling.

I love how you can go through BP, find posts like this, and learn something almost instantly!

Blast and move to the side quickly to avoid a tackle, then run run runIf I were shot, I think some instant incapacitation would result from the psychological impact of, holy $^&$ I've been shot, am I going to die?

I joke that if I could just figure out  an economical way to ship Louisiana's excess water to California, I could solve both states' problems in an instant (and probably make a killing in the process)!!!

What you have to realize is that often, they don't want the trouble of doing the deal themselves and would like the instant cash.