The 4-quads are about 2x in price and cash flow about the same and maybe slightly lowerI see the advantage of 16-unit as rent upside w value add and reno, same PM team (same for both cases though)For the 4-quad: financing is easier and can sell individually.

Moving the property into a revocable trust typically would not help in reducing or avoiding Japanese capital gains tax, as the tax liability still falls on the individual.

@Moshe FriedmanWe have over 30 units in Pottsville looking to open our own property management company looking for an individual with experience

Question - I believe my personal umbrella policy should cover me personally assuming they cannot get me dismissed as an individual.

Do you provide a list of property with some kind of ranking for the buyers/clients use or do you recommend individual properties for buyer consideration?  

I’m glad to share individually

I called the lender and ask if they used an AMC and said that they used an individual appraiser. 

Are there lenders that do DSCR but close in individual names?

Active with licensed individuals.

But hopefully knowing the difference between lenders will help you understand what type of lender you are speaking to and what to expect.Difference in LendersSince portfolio loans come from each individual lender there will be obvious differences between each lender.