The, around 5%, rate is currently lower than what you'd likely find now (rates are just starting to dip back into the 5's for investment properties), but I don't think that keeping your rate here should impact your decision. 

It's been on the market for a while with no solid offers.I'm facing the decision of selling the property at break-even or potentially a loss, or renting it and waiting for a better market.

If the lender contests the funds release and don't choose to release the escrow funds back to you, it can get tied up in litigation and after 3 years will be surrendered to the state by the title company.Your best bet is to go with a legitimate company that will be up front and transparent with you about the terms and costs before you are already committed.Seems like everyone is telling you the exact same thing so I really do hope you make the right decision here.

But when you are making a large multi hundred-thousand-dollar investment, why would you want the cheapest person in your corner helping you make that decision. 

You have really helped me make a better decision.

What is the catalyst behind this decision?

Some do, and it's their business decision.

Do not make a decision based on fear of missing out.Condos and townhomes are generally bad investments because you do not control a large potion of the costs.  

I figured rather than being upset at my cost I would transfer the decision making process entirely to my tenants.

If you work with a good wholesaler or good agent, they should be able to help you make quick decisions.