They are also more flexible with LLCs and can streamline the underwriting process, focusing on the cash flow of the property which further assists scaling your portfolio. 

I bet he was listening to the realtor, TERRIBLE idea (sorry realtors) .Realtors care about one thing, making the sale.

Maybe, instead of saving for a house, you save for a job change, whether it will cover your expenses for a few months, while you work a much more flexible job, and look for better additional work, or get training for a job that is more stable. 

Change your cancellation policy to "Flexible & Non-refundable". 

If it's working as an LTR and you are cash flowing, I'd be willing to bet that the juice won't be worth the squeeze in converting them to STRs. 

To fund their bets, they pulled money from bank accounts or sales of vested Meta stock.

Lenders who understand and specialize in such properties can be more flexible with their criteria.One approach is to ensure you provide comprehensive documentation on the property's potential and zoning specifics.

The total build is about 2,060 sq ft.We'll operate it as a STR and probably do $4,000 - $5,000/mo in rents and then have the flexibility to block it off for friends and family when they visit.I will say the process has taken longer than hoped.

I agree with a lot of the points that you made and while I know it's late to the party as many have already leveraged the COVID boom into managing others, I feel like a lot of folks will be changing managers this year due to poor performance from under-skilled or stagnant managers who set it and forgot it.I think two tiers of services to offer flexibility to the owner is a good idea and makes sense.A few more questions for discussion...What do you, or anyone else reading on the thread, do when a potential client has a property that needs decor work before listing?

From what you laid out, a bank statement loan might be your best bet.