How did you finance this deal?

To thrive in real estate investing, you must maintain a firm grip on your finances.

Alternatively, your sibling might use a 1031 exchange to defer taxes by reinvesting in like-kind properties, though this doesn't directly fund a primary residence.Other ideas include leveraging a HELOC on the rental properties for the down payment, taking out a 401(k) loan, structuring an owner-financed agreement, or a lease-to-own arrangement.

Owner Financing and opportunity How did you find this deal and how did you negotiate it?

This Penalty is applicable to both a refinance and a sale.

@William Taylor so many options...Use your RE knowledge to: WholesaleFind rental deals to sell to investors locally or here on BPStart leveraging your personal contacts to build your sales businessFind a motivated seller willing to do seller financing:- Move in worst room or basement, rent out all the other rooms for max cashflow- You could even live in the basement and STR the rest of the house

We would love to work together with a organization that sells the property and has services like rehab network, financing, property management. 

My purchase is not contingent on financing, and I genuinely want to move forward with buying this property. 

There was a time when SSN's were routinely disclosed on our rental applications. 

I'd love to connect if you or any clients are ever in need of financing for rentals or renovations!