Adjacent on more than one side are extra platted lots making for an enormous yard far away from their house.  

That's an enormous difference from a 3.54% rate.

If they only own f&c properties, there taxes must be enormous.

Turns out it was but it you missed the enormous gains, and it may not be a good investment anynore.

Now, there is an enormous barrier to entry to purchase any real estate.

House was looked fine so I cut the check and she said she'd lock up and leave the keys after they got the last load of boxes.When I went back the next day, I found that those boxes were covering serious damage to the hardwood floors - she had two enormous (unauthorized) dogs that she kept locked in that room, according to the neighbors.

It's an older complex (1980s) but has an enormous beachfront spot.There are quite a few condos that will fit your needs, and condos are a good move right now because insurance rates on PCB are soaring.  

I have an enormous student loan debt (went to a professional school 4 years + deferred 2 years for residency training).

While I'm sure there is plenty of truth to that, my experience is that my personal income, experience and net worth have an ENORMOUS impact on my ability to get loans on properties.

Its an enormous cost and can eat up a years profit from 1 rental property.