In general would you say that 30% equity coverage is "safe" on a loan of $200k or above and, if not, would you mind breaking down how and why that equity gets eaten up to the point that you don't see all of your capital returned?

If it is in an area w good schools and safe neighborhoods especially.Good luck!

Always do the math anaysis to make sure you are safe with working on that and try to look at your prospective properties before you make an offer.  

I feel like I could "safely" go with 25-30 on my official offer. 

Brittany Fife , lenders are in the business to do safe loans that they will get their money back with interest.

There is likely some language in there about the landlord providing you with a safe and comfortable home- this could be your out.

That said, it is better to be safe than sorry when it comes to lease terminations.

This raises zero flags to the mortgage company and is an extremely safe bet.

Three years is safe IMO. 

I was the first person in our industry (and one of the few) to try to keep chattel lending out of the model SAFE Act.