It is in an A location however,  a large apartment complex is being built right next to our neighborhood currently.

We have a lot of court cases to analyze, and unfortunately they are clear as mud.

In my county they sell a packet of documents at the court house that you can file yourself. 

From what I have read they can actually go to court and get a court order granting them permission to foreclose on active duty military personnel.

this property is well maintained 50 unit around ten years old preforms well and has assumable low rate freddie debt asking price is 11.7 mil assumable debt is 6.5 mil at less then 3.5 % 

I took a leap of faith, invested in a run-down apartment complex, and with hard work and strategic planning, I transformed it into a profitable venture.

So you don't respond to the phone at all.Best practice: Send over the application and lease, the 3 day notice, bullet points on how it was served, the other unpaid rent for the second count, a check for the fee and ask when to be in court.

@Heather Hall your title rep or customer service rep can pull all the recorded FHA and VA loans recorded 2020-2021 when rates were under 3% Be super careful with the VA's they are a protected class in 9 out of 10 cases and recent overturn in VA mods indicates those in trouble will end up in court. 

Maybe at $10k it would be worth pursuing in small claims court.    

I paid and settled out of court.