That lines up with some properties I've been watching in the $400k range that had to cut $40k or more off list to get under contract. 

If problems are found it creates dought that its totally renovated and they start to wonder if you cut corners.

It isn't exciting but it is very neutral, and cuts in easy for repaints.

Renting to students in majors that are study intensive (STEM) can cut down on the damage and engineers like to fix things.

If you can find a duplex where you and your family live in one half and you rent the other half, that is a good way to cut down your housing expenses. 

Critical Update: Waiting too long for the Fed to cut rates could significantly impact your approval chances.

Critical Update: Waiting too long for the Fed to cut rates could significantly impact your approval chances.

I also control the bank account so I see every check that gets cut and every debit card purchase.  

Remote control and locable thermostates,  water leak detetors and main cut offs.   

over 20 to 30 years 10k a month is not going to cut it.. it seems to me those who think it will are younger and have had jobs that maybe pay 80 to 100k a year so they are just replacing those..