For the tenants that will occupy the empty unit in the not too distant future I can make my own rental agreement, in particular, I plan to let them pay for the water as well, and I will set a reasonable security deposit.But for the tenants in the currently occupied unit:1) Would it be possible to write an addendum to the existing rental agreement to require the tenants to pay for their portion of the water bill?

Half said just replace it, half said there wasn’t a problem (the furnace was completely disassembled and the interior portions were scoped with a camera).

You can pull a portion of what you originally invested (purchase price + closing costs) within the first 6 months, but conventional cash outs require a 12-month seasoning period to use ARV.

These houses are fairly big size within an in-law portion with in the house (not an ADU). if we rent out the in-law portion separately, would there be privacy concerns for the main house renters?

All must be present to win except in some areas of special legislation bypassing some of these portions. 

The state then sends the city portion back to the city. 

They just pay a portion of the tenant’s rent. 

The lease states: Landlord agrees to make all necessary repairs to structural portions of the Premises, including the roof, exterior walls, foundation, and exterior sewer line.When preforming agreed upon repairs all the toilets were flushing and operating, not clogging.The tenant has been occupying the building for two months and emailed me yesterday saying that all the toilets were clogging.

Also remember that she isn't paying income tax on these accounts so there are no deductions.She might be able to take a loan against a portion of her 401k and loan some of it to you but you need to research that. 

Can someone help explain the balloon portion of the loan?