However, I haven't been deliberate or proactive.That's all changing today!

Inspect financial statements.

Investing is not just about increasing numbers; it's about strategically building a future that aligns with your financial goals and lifestyle.How many properties are you closing in your portfolio this year?

Quote from @V.G Jason: Brandon Turner's advice is old, outdated, and for the most part not relative to today's market.

These are designed for borrowers who can demonstrate financial strength without traditional income verification.

Got it under market price and we're cash flowing today

You need to take a look at your financial situation.

What I would do today knowing what I know and based on my age (im 54 now).

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

Absolutely, it's clear you've put thought into your real estate journey, and your aspirations for financial freedom are commendable!