In this case since your family is the seller and knows there are no title issues, it's a pretty safe bet you wouldn't need that policy.In regards to lein position, you should have a promissory note secured by a deed of trust that gets recorded ahead of any other encumbrances and that's what keeps you in 1st position. 

However, your best bet is to pick a medium-sized population city within those states with a lot of population growth.

If you have a lender that can do 80% LTC regardless of the ARV, this will be the best bet.

I suspect they are flying under the radar of their regulatory agency for now but with the shenanigans you describe, i bet it won't be for long.

A good real estate attorney is going to be your best bet there!

I would bet that more than 75% did not buy a property in 2023

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

If you want to do a lease option, you likely won't get compensated for your payments so it's safer to build the collateral and just buy it when you get qualified.

You might be able to work with them to support transitioning him somewhere he will be safer from himself.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.