HML rates are currently around 11% plus a few points.

I'd have them drop the price a ton or fix it.

We are also going to see rates start to trend down once the 10 Year treasury start to adjust down.If you have any questions at all or need to pick a Baker's brain feel free to reach out!

The only real differences are the rate and term.

While rates may not decrease, the significant double-digit increases should level off.

As those prices fluctuate, there is a builders somewhere putting his feet up waiting to see a market turn more active because the last thing he wants to do is start paying crews to build houses, that could drop in value while he's halfway through the build process and losing equity halfway into the project.

Household Debt Rose by $184 Billion in Q1 2024; Delinquency Transition Rates Increased Across All Debt TypesMay 14, 2024

I'd only consider refinancing the primary residence for the best rate. 

We are currently at a 100% IRS audit success rate since we launched the software in 2016. 

Doing so also helps create some level of USP to a sea of growing inventory across platforms like Airbnb.With their introduction to paid advertising it’s going to be interesting to see how their algorithms change from a ratings perspective.